Medicare Plans
- Inpatient care in a hospital.
- Skilled nursing facility care.
- Nursing home care
- Hospice care
- Home health care
This is the Doctor Benefit. You must enroll into Part B yourself within 90 days of your 65th birth month (before or after) or pay penalties and face delayed coverage. If you have credible health coverage from work, you may be allowed to delay obtaining Part B.
- Medically necessary services: Services or supplies that are needed to diagnose or treat your medical condition and that meet accepted standards of medical practice.
- Preventive services: Health care to prevent illness (like the flu) or detect it at an early stage, when treatment is most likely to work best.
Also known as “Medi-Gap” or “Gap” plans. Medigap refers to a group of supplemental insurance plans that work in conjunction with your regular Medicare benefits. They cover many expenses not covered under Original Medicare such as additional hospital days or international travel. Also Medigap plans often cover expensive deductibles or copayments that are charged to Medicare patients without Medigap. These cost can add up to hundreds of thousands of dollars should you have a major illness or accident.
The benefits of Medigap plans are standardized by the federal government, meaning that plans sold by different insurance companies all offer the same benefits. The most popular Medigap Plan is called Plan G. Medigap does not cover prescription benefits so most people purchase additional Rx coverage through Medicare Part D.
- Inpatient care in a hospital.
- Skilled nursing facility care.
- Nursing home care
- Hospice care
- Home health care
This is the Doctor Benefit. You must enroll into Part B yourself within 90 days of your 65th birth month (before or after) or pay penalties and face delayed coverage. If you have credible health coverage from work, you may be allowed to delay obtaining Part B.
- Medically necessary services: Services or supplies that are needed to diagnose or treat your medical condition and that meet accepted standards of medical practice.
- Preventive services: Health care to prevent illness (like the flu) or detect it at an early stage, when treatment is most likely to work best.
Also known as “Medi-Gap” or “Gap” plans. Medigap refers to a group of supplemental insurance plans that work in conjunction with your regular Medicare benefits. They cover many expenses not covered under Original Medicare such as additional hospital days or international travel. Also Medigap plans often cover expensive deductibles or copayments that are charged to Medicare patients without Medigap. These cost can add up to hundreds of thousands of dollars should you have a major illness or accident.
The benefits of Medigap plans are standardized by the federal government, meaning that plans sold by different insurance companies all offer the same benefits. The most popular Medigap Plan is called Plan G. Medigap does not cover prescription benefits so most people purchase additional Rx coverage through Medicare Part D.
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